SBA Loans
Longer-structure options may be available through independent providers for qualified businesses.
Learn more →Funding Options
Compare marketplace funding options for contractor businesses.
Contractor Capital connects contractors and home-service businesses with independent funding providers across SBA financing, business acquisitions, commercial real estate, equipment, lines of credit, working capital, and other business financing needs.
Longer-Term & Strategic Financing
Financing for larger investments, acquisitions, property, equipment, and long-term business growth.
Business Acquisition Financing
Financing for established contractors acquiring another business, buying out a partner, or expanding through acquisition.
Learn more →Owner-Occupied Commercial Real Estate Financing
Financing for purchasing, building, or improving commercial property used by your operating business.
Learn more →Equipment Financing
Finance vehicles, machinery, and equipment that support expansion, capacity, or major capital investment.
Learn more →Business Line of Credit
Revolving access to capital for established businesses that want borrowing capacity available as needs arise.
Learn more →Flexible Financing & Cash Flow Solutions
Capital solutions for project cash flow, operating needs, and opportunities that require greater speed or flexibility.
Working Capital
Flexible funding options that may help cover operating expenses, payroll, materials, and day-to-day project costs.
Learn more →Revenue-Based Funding
Provider-backed options that may be based on business revenue patterns and funding profile.
Learn more →Invoice Financing
Potential solutions for businesses waiting on customer, builder, or commercial invoice payments.
Learn more →Business Line of Credit
Reusable access to capital for materials, payroll, project costs, and changing short-term needs.
Learn more →Equipment Financing
Finance equipment or vehicles while preserving working cash for payroll, materials, and other operating needs.
Learn more →Compare Funding Options
Review common funding options for construction and home service businesses. Availability, terms, and approval criteria vary by provider.
| Funding Option | Best For | Typical Speed | How It Works |
|---|---|---|---|
| Working Capital | Covering payroll, materials, operating costs, and short-term cash flow needs | Often 1-3 business days | Provides flexible capital for day-to-day business expenses and project timing gaps |
| Equipment Financing | Purchasing or upgrading vehicles, machinery, tools, and job-site equipment | Often 1-5 business days | Financing is commonly tied to the equipment being purchased or refinanced |
| Invoice Financing | Businesses waiting on unpaid invoices from customers, contractors, or commercial clients | Often 1-3 business days | Uses outstanding invoices to help unlock cash before customers pay |
| Business Line of Credit | Managing cash flow gaps, emergency expenses, and recurring working capital needs | Often 1-5 business days | Offers access to revolving capital that can be drawn as needed, subject to provider terms |
| Revenue-Based Funding | High-revenue businesses that need fast access to capital based on business performance | Often 24-72 hours | Repayment is typically structured around future business revenue or receivables |
| SBA Loans | Larger investments, expansion, refinancing, and longer-term business needs | Often several weeks or longer | Government-backed loan programs offered through approved lending partners |
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